What is Lihawu umbrella retirement fund for Employees?

Old Mutual Lihawu Fund is a retirement fund designed with you in mind. The fund provides you with retirement benefits and an investment that targets inflation beating returns over the medium to long term. We all need to consider what will happen when we retire, chat to our advisers and find out how to make the fund work for you.

What's in it for you?

Retirement benefits
Your pre-retirement savings invested to target inflation beating investment returns in the medium to long term
Risk benefits – subject to the option selected by your employer
Death benefits
Withdrawal benefits, and value-added services

Talk to usFor more information, please contact Old Mutual Eswatini.

Want to know more?Take a look at some of the frequently asked questions below. If you prefer to talk to someone, give us a call on +268 2 411 7800.

Depending on what options your employer has selected, the Fund offers benefits when you:

retire from the Fund
leave the Fund (through resignation, retrenchment or dismissal)
die while you are still working; or if an immediate family member dies

Read this booklet, your New Entrant Certificate, as well as your annual Member Benefit Statement, to make sure that you fully understand your benefits.

Keep your beneficiary nomination form up to date with any changes to your beneficiaries and give it to your employer for safekeeping.

Your Fund is called a defined contribution fund, because you and your employer contribute a fixed percentage of your salary to the Fund each month.

The contributions to the Fund are equal to a decided percentage of your pensionable salary*.

You and your employer both contribute towards the Fund, your employer will deduct your contribution from your salary. Check with your employer to find out how much you and your employer contribute to the Fund.

For more information, please download the member guide.