What is Lihawu umbrella retirement fund for Employers?

Old Mutual Lihawu Fund is an umbrella pension and provident fund which provides investments to small and medium-sized businesses, who have struggled to compete with the employee benefits that bigger companies are able to offer staff and the sense of security that comes with it. Old Mutual has a package designed specifically for small, medium and large businesses. Old Mutual Lihawu Fund offers: Life Assurance; Family Funeral Benefits; and Retirement Savings.

What's in it for you?

Life assurance benefits: Options include 1 times; 2 times or 3 times annual pensionable salary.
Family funeral benefits: Options include E5 000 cover; E10 000 cover; E15 000 cover.
Retirement savings: Old Mutual Lihawu Fund offers investment choice at employer level. The investment choices are Old Mutual Eswatini Absolute Stable Growth Portfolio and Old Mutual Eswatini Balanced Fund.

Talk to usFor more information, please contact Old Mutual Eswatini.

Want to know more?

Take a look at some of the frequently asked questions below. If you prefer to talk to someone, give us a call on +268 2 411 7800.

The smoothed bonus investment portfolio holds some of the returns back in years of better-than-average performance to support returns in years of worse-than-average performance. This investment portfolio aims to provide long-term returns similar to those earned on the market-linked investment portfolio, except that a charge for the capital guarantee is levied.

The returns on this investment portfolio is directly related to returns achieved on the stock and bond exchanges. Therefore returns will be more variable than those of the smoothed bonus investment portfolio.

Equities, bonds and cash with a bias towards equities (shares) offering long term value rather than those with more cyclical returns.